Buying Your Dream Home in Portugal:
A Clear Path Forward

Looking to buy property in Portugal? The process is straightforward and secure. While many real estate agencies cast a wide net across Portugal, we at A&R Real Estate take pride in our focused approach, specializing in areas we know intimately to provide you with expert guidance.

Getting Started

  • Before beginning your property search, ensure you have:
  • Your documentation ready
  • Financing in place
  • A lawyer (highly recommended for your protection)

The Three Steps to Property Ownership

1. Making Your Reservation

Found your perfect Portuguese property? Here’s what happens next:

  • Pay a reservation deposit (€6,000-€20,000)
  • Sign a simple reservation agreement
  • Your lawyer gets 15-30 days to verify everything

This secures the property and takes it off the market while legal checks are completed.

2. The Promissory Contract

This crucial step includes:

  • Legal verification of all property documents
  • Payment of 10-60% of the purchase price
  • Signing a detailed contract that protects your interests

Portuguese law strongly favors buyers – if a seller backs out, they must pay you double your deposit, making this a very secure stage.

3. Final Deeds

The exciting final stage:

  • Final property checks
  • Payment of the remaining balance
  • Official registration in your name

Congratulations – you’re now a property owner in Portugal!

Fast-Track Option: Have all the funds ready? 

You can skip step 2 and move directly to the final deeds. However, most buyers (90%) prefer the three-step process as it allows more time to arrange finances.

Why Choose A&R Real Estate?

We make buying property in Portugal simple and secure. Our team guides you through each step, handling the complexities while you focus on the excitement of your new Portuguese property purchase.

Ready to start your Portuguese property journey? Contact us to begin the process with confidence.

Compare listings

Compare